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Mortgage and protection guidance, in plain English.
Practical guides on mortgages, remortgaging and protecting your family — written by an adviser, not a marketing team. No jargon, and nothing you need to pay for.
Is Mortgage-Only Life Insurance Enough? What Decreasing Term Cover Doesn't Protect
Decreasing term cover pays out if you die. It pays nothing if illness or injury stops you working — and that's the far more likely scenario.